Best French Mortgage Rates

Find the best mortgage interest rates in France for your French mortgage here, updated January 31, 2024

French mortgage rates for non-resident buyers (holiday home & buy to lets, refinance)

Rates from Term LTV Type  
4.10% to 5.45% 10 to 25 yrs up to 80% of price fixed rate for term


French mortgage interest rates for resident buyers (primary & holiday homes, buy to lets, refinance)

Rates from Term LTV Type  
3.90% to 4.60% 10 to 25 yrs up to 90% of price fixed rate for term

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Any website can list low rates, however the rate and loan amount you can obtain will depend on your personal situation. We'll be happy to provide you with a personalised decision in principle to confirm if you are eligible for any given rate or product.

France Home Finance's exclusive Intelligent Quote technology will match your personal data against the detailed eligibility rules from our banking partners. Constantly up to date for maximum accuracy, we perform thousands of eligibility checks to identify the number of French mortgage products that you qualify for.

We'll look at the global cost of each mortgage you qualify for including all fees and insurance to ensure you obtain not only the best rate, but the best overall deal.


R Saunders, Purchase of home in St Paul de Vence

"France Home Finance... found us a much better deal than we could possibly have found by ourselves.. or by going directly to the bank..."

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Best French Mortgage Rates

Find the best interest rates available on the market for your French mortgage here:

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French Interest Rate Indices

Check the latest Euribor and other key French mortgage rate indices here:

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2018 French Wealth Tax Changes

Here are the changes you need to know about:

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Case Studies

Buying a Piece of France - Tax and Legal Need to Know, November 2015

Leigh-Alexandra Basha, international solicitor specilized in France, explains the latest tax, legal and accounting evolutions in French real estate :

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Tax & Legal Aspects of Buying a Pied à Terre in France

Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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» see all case studies