Get Insured

France Home Finance offers expert advice and competitive rates on French home insurance and life insurance for mortgages.

French Home Insurance
French home insurance refers to building and contents insurance for your French property. Here are some key points to consider when choosing your policy:

  • Check that all of your property is included by your French home insurance. You will want to check things like swimming pools, outbuildings, garages and fields.
  • Be sure to take a French life insurance policy that covers the cost of rebuilding vs. market value less wear and tear.
  • Take extra insurance for valuables such as paintings and antiques.
  • Let us know if you are planning to rent your French property for either short or long term stays as not all policies cover rentals.

You will need to provide a French home insurance policy to your Notaire before you can complete your French property purchase. France Home Finance can put a French home insurance policy in place within one to two working days in most cases.

French Life Insurance for Mortgages
Most French banks require life insurance to be taken with a French mortgage.

The term "life insurance" in anglophone countries is known in French as "assurance décès" which literally translates to "death insurance." This is not to be confused with the French product "assurance vie" which literally translates to "life insurance."

Most French lenders will require that borrowers have life cover for at least 100% of the French mortgage amount. This is usually related to income. For example, a couple who earns roughly the same income could take French life cover for 50% of the French mortgage amount each. This means that in the event that one borrower dies, 50% of the remaining French mortgage would be repaid by the life cover.

We can often obtain better rates than most banks offer. Request your free quote for French life insurance today:

France Home Finance is a fully licensed and insured insurance broker offering French life insurance, French home insurance and tax sheltered savings plans.


David Hulston, Sydney, Australia, Purchase of a Paris apartment

"After previously dealing directly with French banks, it was a welcome relief to use the services of France Home Finance ..."

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Case Studies

Buying a Piece of France - Tax and Legal Need to Know, November 2015

Leigh-Alexandra Basha, international solicitor specilized in France, explains the latest tax, legal and accounting evolutions in French real estate :

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Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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