French mortgages for buy to let

Did you know that France leads the world in the number of annual tourist visits? This makes France the number one destination for buy to let investors!

Maximise your French buy to let return on investment with a low interest French mortgage.

Advantages to financing your French rental property with a French mortgage :

  • your French property will serve as security so you don't have to place a charge on property in your home country
  • interest paid on your French mortgage will reduce the taxable rental income from your French buy to let
  • by financing with a low interest French mortgage, you increase the internal rate of return on your investment
  • avoid currency exchange loss by borrowing the maximum in euros
  • match your debt payment currency to the rental income currency you will receive

French euro mortgages for rental property are currently available for 70% to 100% of the purchase price. Also :

  • interest rates can be variable, fixed for a limited period or fixed for the entire duration
  • interest only mortgages are available in certain cases
  • French life insurance is required to cover your French mortgage
  • you will need to open a French bank account from which your mortgage payments will be debited

Please note that French banks do not use the same rules to determine eligibility to borrow as the well known UK Buy to Let Mortgage product.


David Hulston, Sydney, Australia, Purchase of a Paris apartment

"After previously dealing directly with French banks, it was a welcome relief to use the services of France Home Finance ..."

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Best French Mortgage Rates

Find the best interest rates available on the market for your French mortgage here:

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French Interest Rate Indices

Check the latest Euribor and other key French mortgage rate indices here:

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French Property Outlook 2014

Prices soften, but not always on the homes or apartments you want to buy!

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2018 French Wealth Tax Changes

Here are the changes you need to know about:

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Case Studies

Buying a Piece of France - Tax and Legal Need to Know, November 2015

Leigh-Alexandra Basha, international solicitor specilized in France, explains the latest tax, legal and accounting evolutions in French real estate :

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Tax & Legal Aspects of Buying a Pied à Terre in France

Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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» see all case studies