Best French Mortgage Rates

Find the best rates available on the market for your French mortgage here, updated May 7, 2010:

French mortgage rates for second home & buy to lets

Rates from Term LTV Type  
2.30% 10 to 30 yrs 60 to 85% variable rate
3.50% 10 to 25 yrs 60 to 90% fixed rate for term

 

French mortgage rates for leasebacks

Rates from Term LTV Type  
2.30% 10 to 30 yrs 60 to 90% of xVAT price variable rate
3.70% 10 to 25 yrs 60 to 85% of xVAT price fixed rate for term

 

French mortgage rates for equity release & remortgage

Rates from Term LTV Type  
2.45% 10 to 30 yrs 30 to 70% variable rate
3.95% 10 to 30 yrs 30 to 70% fixed rate for term

 

Interest only loans are available in most cases except for leasebacks. Interest rates may be higher for longer durations and higher loan to values.

Any website can list low rates, however the interest rate and maximum loan amount you can obtain will very much depend on your personal and financial situation. We'll be happy to provide you with a personalised decision in principle to confirm if you are eligible for any given rate or product.

France Home Finance's exclusive Intelligent Quote technology will match your personal data against the detailed eligibility rules from our banking partners for more than 65 mortgage products. Constantly up to date for maximum accuracy, we perform over 9000 eligibility checks to identify the number of French mortgage products that you personally qualify for.

We'll look at the global cost of each mortgage you qualify for including all fees and insurance to ensure you obtain not only the best rate, but the best overall deal.

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Testimonials

R Saunders, Purchase of home in St Paul de Vence

"France Home Finance... found us a much better deal than we could possibly have found by ourselves.. or by going directly to the bank..."

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Resources

Best French Mortgage Rates

Find the best rates available on the market for your French mortgage here:

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French Interest Rate Indices

Check the latest Euribor and other key French mortgage rate indices here:

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Case Studies

Tax & Legal Aspects of Buying a Pied à Terre in France

Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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Decision in principle and detailed quote
2.30%
30 year variable rate » Click here for more rates
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Price Watch

French property prices drop on average 6% in 2009

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