French mortgages for leasebacks
France Home Finance has been financing French leaseback since 2004 and has longstanding relationships with leading French developers and banks.
Advantages to financing your leaseback with a French mortgage :
- your French leaseback will serve as security so you don't have to place a charge on property in your home country
- interest paid on your French mortgage will reduce the taxable rental income from your French leaseback
- by financing with a low interest French mortgage, you increase the internal rate of return on your investment
- avoid currency exchange loss by borrowing the maximum in euros
- match your debt payment currency to the rental income currency you will receive
French euro mortgages for leasebacks are currently available from 70% to 95% of the price excluding VAT. Also :
- not all French banks finance all French leasebacks, be sure that the bank has approved your leaseback program
- interest rates can be variable, fixed for a limited period or fixed for the entire duration
- interest only mortgages are available in certain cases
- French life insurance is required to cover your French mortgage
- you will need to open a French bank account from which your mortgage payments will be debited
- deferral of repayment is possible in most cases until construction is completed
- payment for your French leaseback is made before delivery, when the sales transaction is completed






