French mortgages for leasebacks

France Home Finance has been financing French leaseback since 2004 and has longstanding relationships with leading French developers and banks.

Advantages to financing your leaseback with a French mortgage :

  • your French leaseback will serve as security so you don't have to place a charge on property in your home country
  • interest paid on your French mortgage will reduce the taxable rental income from your French leaseback
  • by financing with a low interest French mortgage, you increase the internal rate of return on your investment
  • avoid currency exchange loss by borrowing the maximum in euros
  • match your debt payment currency to the rental income currency you will receive

French euro mortgages for leasebacks are currently available from 70% to 95% of the price excluding VAT. Also :

  • not all French banks finance all French leasebacks, be sure that the bank has approved your leaseback program
  • interest rates can be variable, fixed for a limited period or fixed for the entire duration
  • interest only mortgages are available in certain cases
  • French life insurance is required to cover your French mortgage
  • you will need to open a French bank account from which your mortgage payments will be debited
  • deferral of repayment is possible in most cases until construction is completed
  • payment for your French leaseback is made before delivery, when the sales transaction is completed


Testimonials

David Hulston, Sydney, Australia, Purchase of a Paris apartment

"After previously dealing directly with French banks, it was a welcome relief to use the services of France Home Finance ..."

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Resources

Best French Mortgage Rates

Find the best rates available on the market for your French mortgage here:

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French Interest Rate Indices

Check the latest Euribor and other key French mortgage rate indices here:

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Case Studies

Tax & Legal Aspects of Buying a Pied à Terre in France

Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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Decision in principle and detailed quote
2.30%
30 year variable rate » Click here for more rates
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