French mortgages for homes and apartments
It's easier than you might think, use a low interest French mortgage to realise your dream of owning a property in France today!
We'll walk you through the process step by step and before you know it, you'll be enjoying your new French home.
- Contact France Home Finance to pre-approve for your French mortgage
- Find your property
- Sign a purchase contract
- Apply for your French mortgage
- Complete the sale transaction with the French notary
French euro mortgages for homes and holiday homes are currently available for 70% to 90% of the purchase price.
Other points to note :
- Interest rates can be variable, fixed for a limited period or fixed for the entire duration
- interest only mortgages are available in certain cases
- French life insurance is required to cover your French mortgage
- closing costs (stamp duty, taxes, notary fee, bank filing fee) range from 6 to 8% of the purchase price and are not financable
- you will need to open a French bank account from which your mortgage payments will be debited
