Finance Property

It's easy and you don't need to be a French resident to borrow. Use a low interest French mortgage to buy property in France today!

French euro mortgages for homes, holiday homes and rental investments are currently available for 70% to 100% of the purchase price.

  • Interest rates can be variable, fixed for a limited period or fixed for the entire duration
  • Interest only mortgages are available in certain cases
  • French life insurance is required to cover your French mortgage
  • Closing costs range from 6 to 8% of the purchase price and are not financable
  • You will need to open a French bank account from which your mortgage payments will be debited

Did you know that France leads the world in the number of annual tourist visits? This makes France the number one destination for property investors!

Advantages to financing your French rental property with a French mortgage :

  • Your French property will serve as security so you don't have to place a charge on property in your home country
  • Interest paid on your French mortgage will reduce the taxable rental income from your French buy to let
  • By financing with a low interest French mortgage, you increase the internal rate of return on your investment
  • Avoid currency exchange loss by borrowing the maximum in euros
  • Match your debt payment currency to the rental income currency you will receive

Testimonials

David Hulston, Sydney, Australia, Purchase of a Paris apartment

"After previously dealing directly with French banks, it was a welcome relief to use the services of France Home Finance ..."

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Resources

Best French Mortgage Rates

Find the best interest rates available on the market for your French mortgage here:

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French Interest Rate Indices

Check the latest Euribor and other key French mortgage rate indices here:

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French Property Outlook 2015

Now more than ever is the time to invest in Parisian real estate! We are in the midst of the perfect storm of a weak euro, low French interest rates and stable yet undervalued property prices (for the moment.)

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French Property Outlook 2014

Prices soften, but not always on the homes or apartments you want to buy!

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» see all resources
Case Studies

Buying a Piece of France - Tax and Legal Need to Know, November 2015

Leigh-Alexandra Basha, international solicitor specilized in France, explains the latest tax, legal and accounting evolutions in French real estate :

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Tax & Legal Aspects of Buying a Pied à Terre in France

Leigh-Alexandra Basha, international solicitor and expert on French property acquisition, explains what you need to know:

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» see all case studies