Equity release in France
In France you can release up to 70% of the value of your French property in cash to use for other projects.
The minimum amount for equity release, remortgage or remortgage with cash out mortgages is 100,000 euros. Please note we are not able to offer equity releaes for leaseback properties.
To qualify for a French Equity Release mortgage, you must have an approved purpose or declared project for the cash, for example :
• purchase of residential real estate
• renovation
• purchase of car, boat, plane, works of art
• financing children's education
• investing in pension plan, mutual fund, bonds
You will be obliged to show proof of the destination of the cash out such as :
• signed purchase contract for real estate
• signed application for fund investment
Before applying, please obtain a conservative estimate of the market value of your French property from a local French estate agent.
Note : Equity Release in France is not the same product as in the UK. The French product allows you to release funds from your French property that you will then pay back with monthly payments. It is not possible in France to have a mortgage without monthly repayments until your death or the sale of your home, like in the UK.






